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After paying $2,100 per month in health insurance premiums for her family—$25,200 per year—she watched her daughter wait 47 days for a pediatrician appointment for recurring ear infections. When they finally saw the doctor, the visit lasted 12 minutes.

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New York follows the State of California by enacting this type of law and like California, New York’s newly enacted statute applies to a Merchant Cash Advance. Like California, New York is trying to clean up its reputation as the bedrock and home of most Merchant Cash Advance, Confessions of Judgments, and other predatory loan type scams. New York State has spoken.

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New York Enacts APR Disclosure Laws

The new TILA-like Disclosure requirements were signed into law on December 23rd of 2020 with an original commencement date of June 21, 2021. However, since passing S.B. 5470 the New York Senate has provided additional guidance and updates (In March 2021), and included in this update is a new date for commencement of the law to begin January 1st, 2022.

https://grantphillipslaw.com/n....ew-york-enacts-apr-d

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