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How Delayed Payments Can Ruin Your Credit Score

https://www.lakshme.com/Articl....e/Lifestyle/How-Dela

We’ve all done it. A bill arrives, and you think, “I’ll pay it tomorrow.” Tomorrow turns into next week, and before you know it, you’re hit with a late fee. While it might feel like just a small penalty, the ripple effects of delaying payments go far beyond a one-time fine. From draining your wallet to damaging your credit score, late payments can quietly become one of the costliest financial habits.

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Affordable Summer Break Ideas And Budget Tips For Parents

https://www.lakshme.com/Articl....e/Basics/Affordable-

The school holidays are almost here. For most parents, that means a sharp rise in daily spending — from summer camps and daycare to outings, ice creams, and extra groceries. But if you haven’t planned for it financially, don’t worry. You’re not alone, and it’s not too late to get a grip.

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Top Side Hustles That Can Boost Your Savings

https://www.lakshme.com/Articl....e/Lifestyle/Top-Side

In today’s fast-paced world, relying solely on a 9-to-5 income is becoming less common. With rising expenses and financial goals to meet, many people are turning to side hustles as a way to boost their savings. Whether you’re looking to build an emergency fund, pay off debt, or simply have extra spending money,

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